If a dust collector is poorly designed, the dust hitting the filter will abrade it in a short amount of time, ultimately resulting in a leak. This happens frequently with horizontal cartridge designs. Vertical cartridge designs prevent the uneven build-up of dust on a cartridge, which blocks usable filter surface area and increases the likihood of the filters plugging sooner. Continuous pulse cleaning of the cartridges also contributes to wear, typically causing a rip at the edge of a pleat on some inferior quality filters. Smart 'on demand' cleaning systems that only pulse the cartridges when they reach a predetermined 'dirty' point (measured by pressure drop) greatly extend the cartridge life.
All filter cartridges will eventually plug up beyond a usable point, again, for a given application. Operating conditions, dust loading, the physical properties of the dust particles and the velocity at which they hit the filter media all play a role in the life expectancy of a filter cartridge. The bottom line is that your dust collector supplier should be able to give a good estimate of cartridge life, whether it be months or years. Ask for a documented performance guarantee. If the dust collector supplier won't give you one, take your business elsewhere.